Cajun Underwriters Reciprocal Exchange is not a government program. 

Why do you think purchase contracts are so long and have such small print?

It's the government.

That means that all other liens (except local government for things like sewer, demolition, etc) are no longer on the property.

I wanted to use the free "rehab estimate sheet" but it prints out with an extremely small font and gray instead of black.

An FHA government loan allows for up to 96.5% financing up to 4-unit property. 

Why do you think purchase contracts are so long and have such small print?

Lending would cease over night and government bailouts would commence.In my area of NE Ohio we are considered disaster free and generally we do not have any of the catastrophic issues that other parts of the country do... welp until last week when three tornados rampaged across three counties ripping down trees, power lines, roofs, siding, and putting over 500k people without power for a week - some still don't have power nor will they until all the trees are removed from the power lines. 

Would you treat a rental nice if you had it paid for by the government? 

Lying to two states and the federal government about taxes owed isn’t worth it.