A HELOC offers flexibility and interest-only payments but can be risky with rate fluctuations.

I've never asked them to be my mentor and they have never offered.

I am the agent and offer on my own deals.

I would like to offer a place to sleep in the living room but I'm not excited about the options I see for sofa beds or sleeping sofas.

Decide what is important to you and choose the custodian that offers it.

Excellent overview of the power of professional and creative photography... and how the bar will continue to be raised. 

Some may offer a flat fee instead. 

The other questions below are for everybody.I have assumed for several years that, if I hold a tax lien certificate on a house with equity, and the owner can easily be located, as soon as my lawyer starts a foreclosure action, if the owner didn't have the means to redeem the certificate, shrew investors would contact that homeowner, offer him some cash for his equity, then, once such an investor acquires the property, he will redeem my tax lien certificate, and all I will only get back is some of my costs plus interest.I haven't had the time to digest the implications of https://www.azleg.gov/ars/42/18204.htm yet.

If you want to offer a "rebate" of some kind after they stay up to date for certain amount of time, I'm more inclined to go that way, but in general theres no real good reason to put yourself as the owner in the middle of the utilities unless they aren't metered in a way to bill directly.  

These homes can present excellent opportunities.