Wait until your dead, the downside risks will have been baked into the cake by then.

Purchase price: $135,000 Cash invested: $50,000 Sale price: $293,000 Living flip working full time job-full kitchen remodel-replaced all plumbing-new duct work with insulation-relocate and redesign fireplace-full 1st bath remodel-add 2nd full luxury bath (double shower, bidet, radiant heat)-convert sun room to 4th bedroom with radiant heat flooring-replaced all windows-upscale woodwork inside-repaint whole house inside and outside First 4 years forced equity and another 4 years market bring us another surprise with icing on the cake (market going up) Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Account Closed I would look at principal pay down, appreciation, tax benefits etc. as "icing on the cake" - (Brandon Turner quote?)

@Robyn Joy My wife and I love this loan, because it allows us to have our cake and eat it too.

It would be really awesome to be able to have my cake and eat it too.Thanks,Bill Woessner

My thought would be that you do not.Appreciation should be the icing on a cake and NOT the cake.What you CAN quantify today is cash flow.You can look into the future on appreciation based on data but it is not an absolute.The one item you didn't mention is do you have a job that pays all your bills that allows you to save up this money??

. :-)I tend to view things like appreciation, tax deductions and other windfalls as icing on the cake, not something I count on.

In my research I've found that appreciation should be looked at more like icing on the cake rather than the main factor on buying.

I like the cash flow and will take the appreciation as icing on the cake one day.

Like you I believe appreciation is icing on the cake.