You would be wise to consult your legal counsel to make sure that you understand the factors that distinguish an independent contractor from an employee in your state.

That should distinguish this from the points that buy-down the interest rate.

How can I distinguish a good realtor from a bad one? 

Originally posted by @Joel Owens:Tons of properties out there.I could not find any good deals since September, or they were gone before I noticed them.Maybe I am not working with the right agent... or I am not looking hard enough... or it's just me who cannot distinguish a good deal when it's in front of me until it's gone.

I think for business card purposes, this will likely be our strategy, though we might use other more distinguished titles if there is a specific reason to do that.

Transfer of Possession under an Agreement to Transfer A transfer of possession under an agreement to transfer ownership must be distinguished from a transfer of possession under an agreement to transfer property by way of lease, license or similar arrangement.

I know that sales is a big part of this profession, especially in the early going for you.....but being genuine really will go a long way and help distinguish you from the thousands of other agents out there.

Are 35805, 16,10, and 11 zips you also consider good for investors, or are you just distinguishing them geographically from 03, 02, and 01?  

But you have to be able to distinguish these places from simple speculation bubbles like S Florida in the middle of the last decade.

It's not an option on the Chicago area MLS to distinguish between bank owned in the search criteria .