Tenants in lower Classes will have lower credit scores, which means higher chance of defaulting on their lease payments.

To qualify for a loan, focus on having a credit score of at least 620 (or 580 for FHA loans), keeping your total monthly debt under 43% of your income, and saving enough for a down payment and closing costs—about 5-10% of the home's price in total.

If it doesn't, can you still make the payments?  

is that a combination of larger down payments + paydown over the past few years? 

Appreciation for Jacksonville for 2019 should be a bit less than double-digit, then cool down next year as we enter a recession (2 quarters of successive declines in GDP).

Hi I posted in the past about this tenant, but anyway no payment for January gave 14 day pay or quit in mid January, she said she left but left some of her stuff, her husband called me (they are getting divorced), said he has alot of stuff in basement, boy he wasn't kidding place is filled w garbage and stuff worth money all their personal stuff, what do i do?

And people think Ai is going to replace accountants.one can argue that apartments.com is just a processing the payment and not actually holding the funds to transfer out.If apartments.com all of a sudden reverses the payment for insufficient funds?

I really don't have the $23k down payment I'd need for a DSCR, and Texas wont let me HELOC the equity out of my other rentals. 

Most mortgage companies will not call loan due if payments are current but you do run that risk and need to be prepared to payoff or refi at a moments notice.

@Andrew Lanoie I apologize for my remark.But our investment is 40 times the monthly payment.