Thanks, and that is what I’m so concerned about, is issuing 1099’s (either myself or CPA) in error and really causing a mess for the person receiving them.

Hmmmmmmmm but no concern on count down to get far away from this unlovely, and un- cared for place.

I think this is what I was inadvertently concerned about (super newbie).

I also understand the concern about borrowing 100% of transaction costs.

(I have a special needs trust for my son so have dealt with the complexities.)My bigger concern would not be your liability exposure but doing something that could potentially endanger the support benefits your brother is entitled to.

Alternatively, if your project wraps up quickly and you’re less concerned about pulling cash out, a rate-and-term refinance could be another option.Happy to connect if you have more questions!

Take for example the lack of productivity where construction projects often experience time and cost overruns, rework or quality concerns. 

My concern is that I might be over leveraging myself if I try pull out a 20% down payment for a DSCR loan.

For more explanation of what they are feel free to read the many threads on Bigger Pockets concerning them.

**Ethical Concerns:** At the time I joined, certain marketing tactics raised red flags for me.