Links are kind of not allowed even though there is a spot for them in the post so some get removed.

It was kind of a bad spot in my life at the time.

I have been rolling those kind of questions around in my mind and with my wife and I think I’d like to go as deep as possible but I have a lot to learn! 

I've just been reading Nassim Taleb lately and he talks about this kind of situation all the time. 

Also, townhomes are a great bridge property, it's a common trend that those in townhomes are aspiring for home ownership meaning credit sensitive and with that right mindset. 

If more important items such as plumbing, electric or mechanicals are not working we will also address that for them but typically we avoid those kinds of properties if its to extensive.For those who are familiar with wholesaling you fully understand that to wholesale none of what we just mentioned above is necessary or obligated to be done in order to wholesale.

I'd highly recommend Scott Kind, CPA - 518.461.1699.

We do not use the credit score, we use the information on the credit report to gauge how long they have lived at addresses and what kind of judgements they have.

You mentioned "The only problem is that these are 6 month lends, I'm 1.5 months into this, so any work that I do now will not reap any kind of benefits until 6 months from now."

This is the kind of thing the bank you keep all your operating funds in should be happy to help you with.