This has definitely influenced my partner’s and I decision. 

(Brass, brushed nickel, etc).Love to hear how others are making these decisions.

Interest rates and points are not the only criteria upon which to base a decision; length of loan, amortization and if you can get it “loan assumability” especially with no qualifying and no rate escalation could e much more important. 

@Juan Carlos Gastelum As the world's greatest investors have taught us, making long-term investment decisions only based on tax policies isn't a good idea but it sounds like that's not you're only reason for investing in the US. 

I’ve faced this dilemma on nearly every deal, and after completing 30+ BRRRRs and 75+ flips, here’s how I now approach the decision:1.My preference is to ALWAYS BRRRR, if the numbers work.

It's not the reality for most and if more beginner investors had the correct mindset they would make better and more informed investment decisions.

Many of our clients have done this and secured much better terms....EricThis spreadsheet decision is based on what you can afford and when you expect interest rates to fall.

One of the project neighbors slowed the project by 6 months by appealing the staff decision through design review, planning and zoning and city council.

Definitely not my most helpful post haha but I am sure you will make a decision that is best for you!

They're good to have open access to capital/cash/equity to a property ahead of time so you can execute a deal or purchase when the time comes on a split second decision (versus having to apply to a loan at that time which might take 20-45 days to get approved/closed/etc plus by that time you dont know what your future income/credit/assets will be like in order to qualify anyway).The second use is sleep at night factor and having a reserve of capital in the event an emergency event occurs in life.For these two reasons is why I use lines of credit.