This quantitative tightening fights inflation, and Most economists estimate that it adds another 100-150 basis points implicitly to the Fed funds rate so we have really been at 6.375 to 6.675% the last year.

Scott’s Book on estimating rehab costs.

Christian  I would highly recommend Dealcheck free versionhttps://dealcheck.io/But make sure you give all estimates from tools  a  margin of error.

After that I am using 5% rent increases with 60k renovation in yr1- using 20% down around 8.5% rate, many loan officers keep telling that only 25% down is minimum.. idk- yr1 goal to increase rents w renovation around 60k spend w 5% rent increase (tricky part it probably lot of rent lost while renovating maybe 2-3months) - estimating that yr1 and 2 is negative CF and then projecting positive CF w yearly 5-10% rent increasesAny ideas if this makes sense or not?

What does it mean when I see a mortgage and debt balance and public record balance compared to estimated value??????

It would take you approximately 11 years (not factoring in rent appreciation) plus that doesn't factor all the systems you mentioned that need replacement.

If you have a statement from a few months ago that shows interest rates and payments you could back into an estimate of what they owe - or just contact the mortgage company.Before doing that though, the first step is to really drill down on a number makes sense for you to buy the house.

Accurate market analysis and conservative estimates are key.Underestimating Rehab Costs:Rehab costs can quickly add up.

Per this NY Times article, the average American knows around 600 people.https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3FPer the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20yearSo, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.How many of those moves do you want to be involved in?

Infrastructure costs of $900k for the development were estimated (late 2022).