Rather than paying for childcare services from a large organization, we found that it was significantly cheaper to pay for a second mortgage than to pay for childcare.

@Greg Scott we're still seeing many competitor ads that violate the new law:(Not sure how so many "professional" PMCs missed this!

If you do have large gains you’re allowed to combine them as mentioned above.

This could be added at some point.

You are local and adding value add!

Write a book about it, utilize paid internet ads to drive book sales, follow on with YouTube videos, webinars, blog casts, on line tutorials, and sell a few one on one coaching sessions.4.

So the value add is really just covering ground, not adding ground. 

Consider starting small by house hacking a single-family home, renting out rooms, or adding an ADU if possible.

There might be other states added, soon or down the road.

You can probably beat $2000/year insurance, but the management fee should be 10%, you need to factor in turnover too and 5% is probably not enough for both maintenance and turnover and I assume you added it, but you didn't mention property taxes (which have been terrible in Jackson County lately since Frank White decided to jack them through the roof).