Once the loan matures, the interest rate could go even higher and you can actually start losing equity in the deal.

Im currently in the process of getting it rolled into an actual mortgage since these are rentals.

I have a many reasons why I'd like to invest.

The BP function allowing you to check references and actually talk to real clients of those QIs is a great advantage.

That is one of the main reasons that I’m so skeptical. 

I have actually cashed out a lot of my IRA now bc I have so much depreciation from RE that my tax bracket is very low and the taxes to pay on the IRA withdrawal are also pretty much non existent (taking aside the penalty). 

The #1 reason that Landlords fail, according to the American Apartment Owners' Association, is the landlord's failure to manage to the lease.  

The only reason he did it was because it led to additional work.

Actually, their MHP bootcamp was one of the first things I did when I got into the space.

I've heard of some of these, but not all of them and there are many options out there that it is helpful to hear from someone who has actually used them.