To obtain $200k worth of cash flow at current interest rates would require around $7M worth of purchased real estate in the NY metro region if they all had loans at their nascent stage. 

Credit unions and local or regional, smaller banks often are the best partners for real estate investors (although that is not a guarantee).

Local and regional banks will loan on about any piece of real estate if the numbers are solid and you have a solid downpayment. 

My personal interest is in rental property investment. how much minimum income needed to start real estate investing in British Columbia, Vancouver or Alberta, Calgary region. with current affordability I can only purchase one 2 bed condo. with current rental market its not possible to generate +ve cash flow with even 20% Downpayment. curious how people are making money or is this just real estate scam to sell properties? 

Multifamily property size, location, condition, and financing terms can all affect the amount of money needed to purchase a home in a B-rated region.

My regional bank offers a card with 1.67% cash back which is targeted towards folks without a ton of credit history.7.

I've wholesaled 35 deals in Texas, and in all regions (East, West, Central, North, South) so I could be on your list of folks to talk to.

Rental properties can indeed provide a steady income stream, and it's fantastic that you're exploring this avenue.Here are a few considerations and steps you might want to take as you move forward:Market research: Keep looking at possible multifamily buildings in the Augusta, Georgia region.

Although the three regions have different urban development plans and geographies, some growth trends observed in Cancun have been replicated in PDC.

However, I'm still open to choosing Columbus Ohio if it's a better investment than the Philadelphia area.My priorities are:- Landlord friendliness (I don't want to get stuck in a location where its hard to get uncooperative tenants out of a property)- Friendlier Short Term Rental laws (AirBNB, etc) - Ideally lower property taxes (Not a huge concern if there isn't a big difference between the two)- Better cash flow (If the different purchase price to cash flow is substantial, I'd want the better cash flowing area)Which between these two regions would you recommend?