Tenants in many markets already believe they pay too much (contrary to recent studies that show rent to property values have never been lower for the large US cities).If my insurance costs are not double my current rates over the next couple years, I will be pleasantly surprised.  

What if the city finds out? 

Florida also have many more high end places than Oklahoma (we are much more of a blue collar city in my experience). 

There’s a smaller hospital nearby and a large one the city up but I don’t think the nearby ones cover the point you’re making.

I'll admit, I might've bitten a little more than I could chew, but I got anxious and I just wanted to have my first property in the city that was up north. 

Agreed that it's the best neighborhood in the city!

As a realtor who works closely with both short-term and long-term rental investors, I’d love to be a resource for you while you’re in town.Having spent my entire life here, I know the city inside and out (Indianapolis) , from neighborhoods with strong rental demand to up-and-coming areas that offer excellent long-term growth potential. 

Marc Mosseau was the leader at this Oklahoma City funding tour I went to and said contact me with my first deal.

Check out the chart showing the fast rent growth and declining rent growth cities, which could help inform your decision on growth markets. 

He also doesn't control regulations in the states/cities, but his attempts to cut regulations may trickle down and impact personal property rights and people's ability to use their properties as they see fit.