@Paul Cox @Sarah Kensinger There is a lot to it obviously but one newer trick I learned is a site called seats.aero where you can put in your origin, destination, and dates and it will return a lot of results across all rewards programs.Using the above example I am actually flying on United but I booked through Aeroplan (Air Canada) which is a partner of United. 

I believe that the ARV I originally thought was correct of 160-165k which after a cash out refi will get me my money back and then be about break even.

It’s so serious that, beginning January 1st in California, any lender who knowingly originates a consumer-purpose loan misrepresented as a business-purpose loan can face criminal charges and jail time.

@Scott Trench what happened to the original thread?

Purchase price: $125,000 Cash invested: $25,000 Sale price: $230,000 Bought the property about 4 years ago, originally it was a 2-family rental.

It was built in 1928 and had original old-growth hardwood floors in pristine condition other than the smell.

Never pay upfront origination fees. 

Originally posted by @Tom Carmody:I’m newer to investing and came across a condo for sale in Florida which apparently is a “condo-hotel.”

In your case, it could make sense to setup a series LLC to isolate each property.

Improved DSCR: If a company’s DSCR has increased significantly since the original loan was taken out, it may qualify for better interest rates or terms, making refinancing advantageous.2.