for Zero Risk to capital, move cash to your brokerage and buy USFR, paying 5.4%, must pay federal tax but no state taxes, it holds short term US treasury floating rate notes, no FDIC needed as FED can print more money to pay you offfor Mild Risk to capital, buy BKN, BlackRock municipal bond fund with 20% leverage, pays 5.5% tax free, and if 10 year bond yield falls 2% over next year, likely with rate cuts coming, then this will appreciate by about 15%for Mild to Moderate Risk to capital, buy EDV, Vanguard 30year zero coupon US treasuries, pays about 4%, taxable and if 30year bond yield falls 2% over next year, likely with rate cuts coming, then this will appreciate by about 60%Don't put into stocks if you need the cash in <3 to 5 years due to stock volatility

I prefer not investing this savings in stocks or other vehicles in the near term because I want it to be as available as possible. 

Alecia, I also have 6 properties, no trusts, basic stocks, etc.

If I put the money in the stock market, and got a 10% return, well, after tax on the gains, that return is more like 7.5%.

@James Wise  I knew you could contribute more than welcoming folks to the site  LOL.GREAT POST and DEAD ON PIONT.You just don't wake up one day and have all sorts of money thrown at you because you decided you want to jump in the RE game.. you MUST do some apprenticeship or however you want to couch it.

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Unlike a SBLOC I mentioned above, the money you take out as a loan from a 401k is no longer invested in the stock (or bond) market.

They simply ruled on the ambiguity of the CZO, and said that if the voters wanted to amend the ordinance with specific instructions they are well within their right to do so, but since the CZO has no such restrictions are currently written, they cannot be banned.Everyone here would do well to read the court's own words on the subject before declaring STR regulation dead in NH:"Lastly, we decline to contemplate any policy considerations regarding the effect of STRs on the community when our task is to interpret the plain language of the Town’s ordinance.

Lithium battery EV is a dead technology.

If so, what are the advantages of buying real estate to stocks with IRAs?