I think Birmingham is a great place to invest for cash flow if you can wait longer on the appreciation.

As mortgage rates eventually drop, your cash flow should improve over the long term.

The rents are good in this area, and it should cash flow well.

This starts with establishing your Why and deciding which side of the cash flow quadrant you want to be one, the left side as a employee or self employed individual still in the rat race, or the right side as an investor and business owner with systemic passive cash flow.

Not many people will have the risk tolerance to bring the cash into a deal with someone they don't know.

Is this just short-term fear and mindset or should I sell and look to deploy my cash elsewhere?

Purchase price: $49,000 Cash invested: $3,000 We purchased 5 acres with no deed restrictions or HOA and continue to build out rentals/lots on the property.

Maximum cash flow is absolutely vital.

Welcome to the site @Daryus Cash!

And if you cut the price $6k and give them the cash there is zero chance they’d spend $3,000 to change it.