@Nate P.Your profile hints that you are living abroad.If you are a US citizen - you want to make sure that the CPA you work with understands the foreign earned income exclusion(FEIE).If you purchase a property and are expecting valuable feedback on how that property will impact your tax return, you will need to provide a rough profit and loss projection(rental income and expenses) along with purchase price to have a conversation with your accountant so that they can provide you good feedback. 

These are, or should be standards in design and build, that translate to any and all economic markets:1 - Treat the design as the first few times (changes) you will build, and pay for, the house.2 - Treat the design as a system, made up of a series of interacting systems.3 - Understand that design is a series of decisions, with each decision impacting more than just the immediate decision you are making. 

(even though buying something else would also put me at the same rate)My understanding is that an owner occupier would pay more for the property than an investor, but i  have leases that end in September, which is not the best time to sell. 

I understand the general concept of how it works, but not a lot of the intricacies.

Specifically, you'll want to collect and analyze a LOT of comp sales data (including data pertaining to days on market, price reductions, the buyer pool, etc.) so that you have a very good understanding of the buyer pool, and how difficult it could be to sell this type of property...I'd suggest talking with multiple agents who have experience with this type of property, and asking them what type of DOM, ARV, and sale experience they would predict for the property.Before you take on $25k+ of credit card debt for a rehab, you'll want to consider all the potential problems you might face with your strategy, and potential solutions to those problems.

  :)I don't think you understand the brokering side with DSCR loans, lol.

You need to conduct comprehensive inspections, analyze market trends and understand tenant demographics.

When talking with new and aspiring private money lenders, I always recommend getting added as an insured on the borrower's property hazard insurance policy (known as an insurance binder). I had a new PML ask me about ...

I considered rezoning to commercial and selling to a developer, but as I understand it the city is currently very reluctant to approve these kinds of requests and commercial development is very slow because of high interest rates.

I am sure there is a phone number on the letter, call them and explain to them this is not true and understand where they got this information.