Should I try to save more money and improve my credit for a better rate or try to get creative financing for my possible investment.

**Financing Risks:** High-interest rates on pre-construction loans can impact your overall return, especially with rising cost of capital.

I've been living in WA State for a year and have been learning my local market (I live about 45 min northwest of Tacoma on the Kitsap peninsula) while saving to buy my first property.The high home prices and high interest rates are making it challenging to find good deals.

It will increase tax rates on STRs from residential to commercial, so from 6% to 28%. 

Your federal income tax rate is 35%.

Hey Bp,I have an adjustable rate heloc that started out with a super low interest rate when we first got it.

It's crucial to look beyond just the lowest rate offered on a verbal or preliminary basis.

The only way to know for sure is to try different ones and track your response/deal rates. 

Overview:Address: 3960 Pleasant Shade Dr, Atlanta GA 30340 (Have owned for since Nov 2016 and depreciating)Details: 3 bed 2.5 bath 1,847 square feet (None of the photos online are current)Principal Owed: $232,000Mortgage Rate: 3.375%Monthly Payment: $2,010 + $250 for landscaping and pest controlCurrent Rent $2,450 a monthProjected New Rent: $2,750-$3,000 a monthPotential sales price $450-500k. 

Given you have such a low rate on your mortgage, you may be able to get some cash flow if you rent it out.