You have to make your personal decision, considering the time and effort it will take you to DIY it; the risk of it being done wrong, and the potential opportunities you might miss by not letting the pros handle it for you.The more expensive your property is - the more reasons you have to hire professionals.

Do I need to stay there for a minimum amount of time to qualify? 

Hi @John Arena, It sounds like you're experiencing some common challenges with property management that might warrant exploring other options.

It's also a really slow time there.

This will help you get familiar with the process of buying and managing with limited risk.

Finally, look at lenders that have been doing this a long time- they have insurance companies that they usually use (if the client agrees) that know exactly how to write it up based off of the lender's stringent guidelines.

These loans are typically secured by real estate assets and can be repaid once your cash flow improves.Mezzanine Financing: This combines debt and equity financing, allowing you to borrow the needed funds with the option for the lender to convert debt into equity if not repaid on time.

House hacking is a great way to start investing and you could find a place that needs some rehab that you can upgrade over time.

I personally feel it's more bad than good, but others will have a different opinion and it probably depends on your market and skills as a manager.

This can help reduce the principal more frequently, which means you'll pay less interest over time compared to just making monthly paymentInterest Savings: Bi-weekly payments often result in more interest savings over time compared to a single large annual payment, as the principal is reduced more frequently.Flexibility: If you have a good year financially, making a large principal payment can give you flexibility, but it may not be as effective in reducing interest if the loan has high monthly compounding.If you're looking to pay off the loan sooner and save on interest, bi-weekly payments are generally more effective.