Hello all,I have a very simple question.

A simple scenario is a fire where a bunch of people don't get out.

If you in your 30s or 40s, you'll have a decision to make, and if you're in your 50s, you should not take it out.I made a pretty simple spreadsheet calculating this out.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Feel free to make suggestions that make things easier, better, or generally improve things.MATERIALS:- Floor tile: already purchased (and layout, long edge running from front to back of house).- Wall color: light gray, satin gloss- Trim color: natural white, semi gloss- Trim type: 6" baseboard- Counter: Quartz, eased edge (https://www.lowes.com/l/quartz-countertops.html), $44sqft "A" class, gray--forget the name, or the beige (Tina really needs to go the Lowes and look at all pieces together.- Backsplash: Picked out already.

This increase suggests longer listing times could be approaching.

I been researching hard money lenders but i was wondering if anyone else had some suggestions on ways to get into this game if you lack capital?

Should I maybe suggest he try syndication or even a lease-to-own option? 

Your over thinking it big time @Loren Martin.If doing LLC thinking it's going to give you some magical iron curtain of protection, I suggest you read MN state law regarding entities and how state considers them.

I will follow your suggestion to find an active local agent and see if he/her can provide 3 commercial developers.