What do you think to have a kind of "index" customized by what do you want, like crime score, walk score, nearby hospitals or museums, or whatever you can find in Google Places?

Incredible. 

This asset class in general has had an incredible run. 

I have found a company that offers a blanket 1.5 million line of credit for $7,500 fee; however, they only finance for 1 year and want an appraisal and loan similar to a PML, apparently their line of credit does not show up on your credit score and would help to continue to refinance with local banks. 

I worked incredibly hard for several years and made lots of financial sacrifices to pay off 60k plus loans.

FHA/VA/USDA now requires 680 credit scores as of this past week  Let me know if you have any questions.RegardsJoe Scorese

If the tenants ever want to correct their credit score they will need to reach out to you.  

Out of that loan when we closed everyone got paid up front.. the teams on the ground got their profit the marketing company got their spiff / commish and we now had a loan in place.. once rehab was done the take out lender sent in the same appraiser who did the apprasial for the PRe qual.. and they did what was called a 442.. which verified all the work was done and then the loan would close shortly there after.In those days we could all make money at 65% of ARV.. that was enough to pay profits to the operator on the ground and pay the marketing company their fee's.. when the take out loan closed we got our return on our HML .. and the investor ended up with the home and a new loan.. now generally they did a 75% ARV loan so they actually walked out of the transaction with between 5 and 10k of refi proceeds. many times we would do 4 at once for the buyer.. all they need was the fico score.. and 4k up front.. they would get 20 to 40k back at closing tax differed and the property should generate 100.00 to 150.00 per month positive cash flow all expenses accounted for.

For single family be similar as it will be those who are over leveraged and have almost no reserves.Based on some readings today FHA loans appear to be disappearing and those with lower credit scores will have to put the 20% down but rates are suspected to be significantly higher.This will open up some opportunities for owner financing product.

Are there any negative impacts in the future when I need to apply mortgage applications with banks or affects my credit scores?