A great investment, imo, and one I funded through a method not often mentioned; a loan against a whole life insurance policy I've held for a while.

In CA, each county's public administrator has their own policies concerning liquidation of probate, conservatorship and guardianship properties under their control.

I would add that all the legal protections in the world might not protect you from a well-run property that does not have safety hazards.

As for your own insurance, you need a Builders Risk Policy, they're fairly common.

Example is if I am at 80% LTV on asset I may be at 1.35% DCR but to go to 85% or 100% LTV if permitting, I would personally need a much higher DCR depending on risk as viewed from a market and property level, as an example I would atleast 1.50%-1.75% DCR.Some people may look at it like the above with Debt Coverage Ratio (DCR) on the individual property level or they may look at it from DCR as global cash flow perspective with all personal income, business income, properties, notes, and other investment cash flows or cash flow activities net at the end of the day and stress test that to make sure the debt provides enough mental, emotional, and financial safety for the given increment of additional risk by borrowing X dollars.I would love to hear other views on how debt is managed or how debt preferences are formulated.

even if my company gets added to their policy ...it still does not protect my company from the risk of them getting hurt on the property ...because such a risk is not covered by their liability insurance in the first place ...My conclusion is that the insurance I buy, be it builder's risk or vacant property need to have an endorsement that says : premises liabilityalong the standard endorsements such as dwelling, vandalism, water back up.

Other funds: I have access to about 15k on an insurance policy (~7% interest) and room on cc's (around 30k--I have been financing my deals using 0% apr promo offers for years now, which seems to work well for flips.)

Policies on BP Moderating

The § 9-102 refers to NFPA 101: Life Safety Code as adopted by the State Fire Prevention Commission.

is there some kind of policy for the property management company that u set up to help cover you in a lawsuit, or do you just file bankruptcy on the property management company