Background is she’s about 4 months behind in total rent, original lease ended in December, now going month to month because I didn’t want to put her out as she’s a single mother with 3 kids (also didn’t have the bandwidth to go through the eviction process because this property is in another city)I hired a property manager to help and we’ve recouped a bit of money but she’s still about 6500 owed.

Agency loan processing at 5.5% fixed interest rate.

I'm very early in the process, I would even consider it simply the learning process.

Property taxes with the exception of no income tax states tend to be way, way higher in cold belt states.For development the entitlement process tends to be longer in cold belt states.

Study what needs to be done to learn everything you need to know about the rehab process, vetting contractors, managing debt, vetting tenants, taking rent.

The administrative process for ALE to place tenants just takes way too long.

Quote from @Tim Davis: In the process of putting a deal together for an 29 unit apartment building on my property.

Mariya, I am in the process of investing in the Sacramento area.

Some people say there's value self-managing in the beginning to get a feel for what is outsourced to a PM, too.A lot times, the people that do well with self-managing get good at systems and processes (or have lots of time and patience!)

.- Real Estate Rookie - it's designed for people just like you who are getting started and seeking to understand terms, concepts, and processes...it's like a crash course to build knowledge in real estate- Bigger Pockets Podcast - this was their first podcast and it contains invaluable examples of other investors, situations they've encountered, and how they got to where they are today.