If your W2 is your only means of financial security, you are standing on a very rickety bridge. 

If your lender requires a security interest in the fee, the title company can agree to take care of all of this and then record the DoT after the fee and leasehold interests have been merged.

Garage work was performed although no receipt was provided therefore I cannot validate if the work was performed by a licensed professional.Does the sellers agent make a valid case in keeping my earnest money?

Fortunately social security for her children kicked in quick and she is able to afford the mortgage and living expenses however the family of her deceased husband took it upon themselves to file for the death certificate without her on it and send it off to the mortgage company.

I'll say don't use Phases accounting they have upped their prices and they charge per form now which is terrible if you own properties.

It also has loose/damaged siding, security bars on windows that need to be removed, earth-to-wood contact in the foundation and siding, leaks in sinks, windows that don't stay open, loose toilets.

Since this real estate business would be owned by my mother and us three boys, I am unsure what legal entity would be best to setup for all of this to achieve the most legal security and tax advantages down the road. 

I have raised capital in the past from different investors securing funds in different ways.

Howeve, You may want to take a small salary to make sure you can get social security and Medicare if it’s still around when you are eligible.

Are you aware that the country is living through an important security crisis since about 3 years ago?