I know there a lot of factors and variables that go in to play but have you seen or have any experience yourselves with making good money in your first year as an agent.

Since I want to buy and hold, rents are an important factor too. 

^^^^^^^^^^^^^^^^^^^^^^FOR STEVEN^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^Everyone;Newbies and seasoned investors and operators, there are four underlying factors of real property.

Do you have closing costs and holding costs factored?

In fact, it’s a major factor in your ability to successfully raise money.

It sounds like it is almost certainly upside down and depending on factors that you don't know about yet, it could be in a position where the bank should be paying you to take it off their plate.

Ryan if you are buying this building to take over the practice then that 51% usage is a big factor for lenders.

@Logan Hicks There is a landscaping cost of $475/mo factored into the maintenance and repairs.

They seem to cost a bit more, but seem to have a better built in mitigation factor for stability of income.O WOW, thats insane!

You definitely need to consider how renting may affect the wow factor of the house.