Because the laws are very complex in this area.Here's a simplified example. 

SO take this for example and let me know if I did the numbers right on this one please.

Would it be best to use bank financing for the first purchase or should i look into hard money(13%) then bank for the cash out refi.These are just example figures to make round numbers im looking at properties of less cost/value.Im trying to figure out the best way for me to acquire deals but not having to tie my money up restricting me to move on to the next 

For example the bank owed property I am looking at still is occupied. 

She even creates examples when needed.  

In my particular example, I’ve met a few good realtors here, as well as a couple of wholesalers.

In Charlotte, for example, it's something like .85% for the county + .45% for the city, or 1.3%. 

For Example, Grow and Fund, Can I use more than one of these companies at a time?

A great option like that is to just find a deal that cash flows and is not rent controlled, like what @Logan Allec mentioned.For example, I just picked up a fourplex in Boyle Heights right by the Guisados on Cezar Chavez.

The examples I read about don’t compare to the prices I’m seeing around here.