I do not think they fall in your lap as you brush your teeth.

Data, such as bond ratings and debt structures, are never stable.4.

A mechanic's lien has no teeth without a lis pendens (an attached lawsuit) and unless you are contacted by a lawyer there's little to be concerned about. 

@Rebecca E.Are you just holding cash, buying bonds, putting cash in ETF?

They don't include housing (nor stocks and bonds) nor insurance in the CPI, which I think makes inflation look better than it is.

It doesn't matter if you're the homeowner and you do less than three a year, you controlling the construction process for a product that will be sold to a new buyer, and the state wants you to have a bond and insurance to protect that new buyer if you screw it up. 

I like to look at tax foreclosures as super profitable short-term bond investments rather than buying property since most do redeem.

It was like pulling teeth just getting them to recommend someone to insure the property. 

Events will ensure fun culture, bonding among roommates, and ultimately less turnover.7.

As a newbie I would not suggest this be the type of collateral you cut your teeth on.