I'm trying to avoid the 3rd bite, but trying to figure out alternatives. 

Is anybody aware of any alternative lenders that I could look to refinance with that will do so based on the fundamentals of an asset/income property?

Remember that there are some significant supply chain shortages in effect right now so depending on your exit strategy, it may lengthen your timeline if having to wait on certain materials, ie: higher end appliances/doors, etc. 

What are alternative options I can take so I can successfully use the Brrr process? 

It allows for investment into real estate and other alternative assets.

We are open to multi-tenant and alternative investment opportunities.

I'm green but I'm reading all the legitimate material I can find on RE investing. 

FHA Loan and credit card for materials How did you add value to the deal?

Asbestos was used in many things, including as a backing material for vinyl flooring.

I think the bathroom are 6x8"The ducts are all built out of rigid insulation coated with duct material.