Arlo is cell based.

A lot of it is based on F.E.A.R.: False Evidence Appearing Real. 2nd question, have you done all the necessary precursors? 

Please note, based on the numbers provided you will not be cash flowing. 154k loan amount - 30Y fixed  4k in annual taxes & Insurance 7.75% Rate Monthly PITI Payment = $1,436.60Your estimated rental income is only 1k-1.4k per month.

Map out your end game or expectations.

We were nervous about signing up with a huge national firm as we are a very small home-based service business.

My suggestion is to use your good fortune to stay ahead of the game.

We're not talking huge cashflow here in my market but the analysis looks very stong based on market average appreciation and the low capex figures. 

Get with a Chicago-based real estate attorney that understands the RTLO and see if you fall under any of the exclusions.

And I'm concentrating on Lake County as I'm familiar with the area some and have ties to the Navy base which may provide a competitive edge.

If you don't own the house yet, you really need to pay the guy otherwise it's a waste of his time.Sometimes roofers and pools companies will give an estimate based on google maps.