I think all three parties should bend a little here. 

If your criteria is not rock solid, and you bend the rules for one person, then how do you justify not bending the rules for someone else? 

Not only does she have an unusual name, but her co-conspirator has the same last name as her children.  

@Jake Kozul That's not unusual at all actually.

While the driveway space isn't covered, it's still closer to the front door than the street and the tenant never has to worry that they'll have to park down the street bc there's an unusual event going on in the the neighborhood. 

The downsides are the high barrier to entry and time it takes to close, but the re-sale value is always high and time it takes to sell is unusually quick (about 75 days on average), but my listings usually enter contract in under a month.

If she doesn't qualify, let her know so she can move on with her housing search.In a tight housing market it's not unusual for a people to try to get a jump on a property before it's advertised on the open market.

Another tenant I had, had simply forgot because she extended her vacation an extra day and was very apologetic - I called her because she had always paid on or before the first and it was unusual we hadn't received it yet. 

That's just an unusually low rate for a non-owner occupied loan.

We invest in the South Bend, Fort Wayne, Warsaw triangle b/c I live in the middle, and I like to stay close to my rentals.