I’m a 22 year old business owner & I’ve recently hit millionaire status, now I must say, I don’t feel any richer than just a few months ago; if anything, the stakes feel even higher.I’m a millionaire through assets, so cash on hand is limited.

I do not have any background or knowledge in real estate besides the few articles I have read here and there and of course the “Guru” limited information webinars/podcast/YouTubes.

I have W2 & 1099 income, solid credit, home equity and brokerage accounts/retirement savings, and some limited rental history (my first deal is a SFH 2 years ago).I've read about doing 75% bank / 10% second with seller, and "just" coming up with 15%.

Problem is we have limited experience in real estate and we do not know many investors.  

In theory I could use the HELOC that is available to me (limited) to pay off existing mortgages on 2 of my other properties, but that seems a bit like churning assets - the true intention of accessing credit is to buy other properties outright with cash.

Then, even if you get the loan you are limited by debt to income ratio ? 

Right now All of my real estate investments focus on investing in turn key properties and becoming a limited partner in syndications.

Is there maybe another workaround to this (hiring an agent in some sort of limited capacity?

I've had limited success with this, and you may get someone to give you more specifics on timelines. 

I did limited research where to move, but I absolutely knew we didn’t want to live in IL and pay ridiculous property taxes ($850 p/mth, 2,200 sq ft home).