Then, when your property increases in value or you decide that your savings have grown and you are ready to refi with 20% down on the appraised value, you can get rid of the MI (Mortgage Insurance) and get into a conventional 30 year if that's what you want.There ARE other options for you to look at, think outside the box and ask here, I would NOT tie up 20% if I were in your shoes.

If you were in my shoes, just starting out, looking for answers about property management, what would you ask the CEO of this company?

If I had your shoes on I would try the likes of FirstBank, Westerra Credit Union, Key Bank, etc.

I expected a bit more - maybe the other shoe hasn't dropped yet and they're still coming...

@Carlos Ptriawan obviously, I'm not in your shoes but I still don't understand your interest in investing in Thailand in general for the following reasons:1.

If I was in your shoes, I'd try to get you and the PM pulling in the same direction by paying a flat fee of 12-18%.

Those complications would be pets that the tenant is fearful will run out, or fear that the 3rd party with damage something (fire fighters when they barged into my house to inspect a smell, left marks on the wall and trudged in boots where we don't allow shoes) or something else.

We've built it into our management that we have mandatory house meetings when new roommates arrive so as to clarify expectations, even down to writing down and posting who will do what chores when, when people can be noisy or quiet, whether shoes are to be worn in the home or not, etc.  

And Porsche's especially remind me of the old guys in the shiny shoes and need to overcompensate.  

A few things I would consider if I was in your shoes.