You need to target recent or currently in bankruptcy, has liens on the prop,  just had a medical event, or is late on some payment 30-60=90 days late. 

There'll be a prepayment penalty but I can always refinance a few years down the line, depending if I need more cash. 

I’ve spent $51k so far in the last 65 days on property repairs and replacement.

Best of luck on your journey Stacy!

BUT, If you do not plan on refinancing your loan in 1-5 years, then you could get better pricing on a DSCR loan. 

I know they're a large wholesaler on the east coast, I'm in Atlanta, GA.

@Shawn Tuma definitely depends on the number of units to a certain degree but PM software is great for a number of reasons, some of which you stated and others you didn't.1.

Purchase price: $150,000 Cash invested: $100,000 I have rented this for 4 years now I am renovating it for an Airbnb now once on airbnb it will do 10-20K a month What made you interested in investing in this type of deal?

Purchase price: $200,000 Cash invested: $43,000 House with a separate one bedroom/one bathroom on the second level.

If they don't pass, you send in a cleaner and then pass the bill on to the tenants.