Additionally, I refinished the hardword floors, added new flooring in the kitchen, new carpet, refinished the kitchen cabinets, made over the pantry, new light fixtures, new countertops and kitchen fixtures and appliances.

Additionally, I refinished the hardword floors, added new flooring in the kitchen, new carpet, refinished the kitchen cabinets, made over the pantry, new light fixtures, new countertops and kitchen fixtures and appliances.

Too messy and close to opening myself up to claims of discrimination?

@Dustin KubeThere are lenders out there that will do this loan with 12 months seasoning using the appraised value, and maybe sooner if you've done anything to the property to increase the value; paint, new roof, new carpets, raised rents, paved the parking lot, updated the AC systems etc...If you haven't done anything to improve the property, then the lenders will look at the deal with a side eye because you have no skin in the game and you're expecting them to foot the bill for everything.We are in a period of historically low interest rates.

We do not have carpet and we have a fenced in yard.

Updated paint, lighting, and carpet.

Don't expect red carpet service.

Any other mix of the two options is bound for a messy portfolio in my opinion. :) 

We went to work, under all the carpet we found 100 year old refinishable hardwood floor that looked amazing after a quick sand and poly.

They currently have carpet, but it's pretty worn out.