I continue to work with a number of loan officers who issued me my initial loans 12 years ago.

My real estate agent brought it to me as an off market deal.

This creates a negative initial position.

And, as it relates to your plan, you probably know the optics of your market better than I, but I find that five unit properties are often slightly less desirable than four unit properties, simply because buyers can no longer use conventional financing for five units.

It's an odd market right now.

My market isn't too far from you.

I’ve been using my rental income to pay myself back from my initial properties and all the 401k loans and zero % interest credit card loans I’ve take out to buy real estate.

Love to share anything I've learned about the market and in my current portfolio. 

I am also extremely interested in getting into the market there in Sandbridge myself.

Hows the market in NJ now?