Something is keeping people away.

But when their business relationship with the actual bank soured, the API connection was severed and the people were basically left without access to their money..

I know for sure people will love it but I am wondering if there is anything I should be aware of. 

I love helping people so being an MLO I feel is a great entry point, however, is it really worth it?

The people who are already working in that specific market will be the ones who will be able to give the best direct advice.

Most commonly, I see that clients can do a rate and term refinance after 30-days of ownership but most people wait 6 months to be eligible to do a cash-out refinance. 

$300K should allow you to buy a duplex/2-unit and both doors should be offering a profit even at 15% down.If you are in a situation where you are getting hit with high taxes, high rate, low rents it might be a "Walk away deal".I have to have conversations daily talking people out of buying a particular home because its a bad deal.

However, for two people being roommates, some privacy would be better I think...What would be the best way to somehow install doors or some kind of separation?

true people search is pretty solid and its free.

These efforts significantly increased the property's market value, leading to a successful and profitable transaction on the same day.