We protect you with a bond, insurance, and a separate bank account exclusive to your transaction (We do not commingle funds). 

@Nancy Roth   I rent almost exclusively to non profits companies that take care of individuals with special needs. 

Even for those of us who prefer airbnb, since STR is banned in most policies, I suspect as soon as the main insurer sees a claim with a tenant involved they play the exclusion card.

The Premises shall be used and occupied solely by Tenant and Tenant's immediate family, consisting of, exclusively, as a private single family dwelling, and no part of the Premises shall be used at any time during the term of this Texas Lease Agreement by Tenant for the purpose of carrying on any business, profession, or trade of any kind, or for any purpose other than as a private single family dwelling.

My management company uses them exclusively. 

I am in the process of purchasing another property through Roofstock, this time one of their "Select" properties which means that it isn't an exclusive listing of a property on Roofstock but instead one listed on MLS but you use Roofstock who assigns you a local agent who works with you on the deal.  

All the coverage mentioned can have exclusion or limitation in the policy so you should not rely on these simple defintions. 

Coverage not clear, exclusions unknown.

If you make over 500k Adjusted gross income .. is it a dollar for dollar deduction on the exclusion.. so if you make 1 mil adjusted you get zero benefit?

Which is similar to the free seminar, you'll learn a little bit more about real estate investing, but you'll learn more about this "amazing, elite, exclusive" mentorship program that they offer ranging anywhere from $10,000-50,000.