Seasoned real estate brokers state few people have excellent credit while operating in a tighter lending environment.

Excel has the functions built-in.

I whipped up a quick and simple Excel worksheet to help me work through various scenarios of how to make an apartment building have a positive cashflow.

$8.07 $7.35 Long term Government backed agency leases High demand rental type 3 to 5 year leases on 50% of the complex Excellent cash flow Estimated Expense Summary Actual Pro Forma Projected Taxes $72,490 $72,490 Insurance $12,131 $12,131 On-Site Management $30,000 $30,000 Trash $5,131 $5,131 Cable $1,708 $1,708 Maintenance $33,402 $23,270 Repairs $15,201 $6,090 Advertising $6,809 $4,074 Legal / Professional $7,483 $2,658 Administration $8,317 $8,317 Permits/ Licenses $1,104 $1,104 Telephone $18,294 $18,294 Payroll / Benefits $112,943 $105,250 Security $17,780 $17,780 Miscellaneous $19,896 $19,896 Utilities $143,030 $136,000 Workmen's Comp $5,388 $5,388 Auto Expenses $2,000 $2,000 Pest Control $716 $716 Furniture $4,356 Totals $518,179 $472,297

If you have digital pics, you can easily package a simple PowerPoint presentation to email prospects.

This sounds like an excellent opportunity for you.

Since the buyers are often "unsophisticated" financially this is probably their only bet.This leaves an excellent opening for you.

maybe they can record using a webcam or any digital camera convert it to avi for online use?

I take digital photos of the inside and outside of the property as well.

An excellent source is (doityourself dot com) which has forums like biggerpockets broken down into 200 or so sub-categories.