For discussion purposes we'll use my purchase price at $200k, Adjusted book value of $100k, and current owners original purchase price of $200k.From what i've read, the seller holding back $20k of the equity in the property in the sale so that they can finance a portion of my down payment would not effect depreciation recapture, (25% of 100k) and that portion would also not qualify for the installment sale provision (allowing the recapture to be spread over the length of the loan). 

@Shawn SkaggsKeyBank has a very strong HELOC for the primary residence.I got one late last year for Prime -0.25%, which is effectively 4% today.The structure is 15 years interest only and then it terms out for 15 years Throughout the life of the loan you have the option to term out a portion of your balance and lock it into a fixed rate.

@Michael Anderson I think you may be onto something about increased wages meaning more stability, but I think you may see the effects of that increase hit the D class areas with a more substantial effect than you see in the C class areas.

If i put down the 30% instead of him paying, effectively i'm already down by 50%, meaning of the total purchase price, i was originally only liable for 80% (but with no money down), where as no I am liable for 100% and putting down 30%.

The effects on my Airbnbs started to show today.

This week, we follow up with the top 10 reasons why we expect the market to be softer as well as the offsetting effects that will mitigate some of the downside risk to our industry.C.A.R.

Absentee Owners have been popular for a long time, and are apparently still somewhat effective (people are still mailing to them) but they are getting multiple offers to buy their home.

-Tenant in place on 1-year lease effective 1 month ago. 

The real effects if any would take many months to play out.

The fact they don't have an electrician on hand suggests they are not prepared to effectively handle properties.