Furthermore, run your numbers to determine if the expense of installing laminated flooring will eat into your ROI significantly.

If you are just sitting on it, inflation will eat that up.

Could cash out refi but my original loan is 3% and if I cash out the max to get another property my monthly payment would increase and eat up the cash flow to potentially just a breakeven point.Would love others thoughts.

Eat in kitchen.

You have to be OK with someone eating your chips and not take it personally ;) 5.)

I'll need to finance the purchase and having trouble finding less than 20-25% down (not owner occupied), eats up capital.

Since no other owner was a party to the suit, the decision doesn't bind them and they still have a right to ask a Court to enforce them and since I suspect the Court may have had a jaundiced view of the Wells attempt to have their cake and eat it to, a different plaintiff might have success. 

That being said the city of Philadelphia is hilariously backlogged and delayed when issuing them, taking up to 3-4 months in extreme cases and really eat into your profits if you used a hard money loan for the acquisition. 

Being upfront about the demand on the rental, eating the cost of applications for those denied (wouldn’t recommend, but some do it), and/or having your preliminary, no cost application be available to submit prior to requiring at-cost credit/criminal background checks. 

Otherwise, you can close on the property or walk away and eat the loss.