Its actually easier than that, but using a title company (or attorney, which may be the case in GA) will ensure all the docs are correct and all the i's are dotted and the t's are crossed.

And that this was a mortgage servicer that was offering this to their clients.The NAHB has a CYA doc on their landing page for this.

The deck is rotting, saying I didn't treat it and I did and the roof over the porch started leaking off an on.

I am actually looking through my loan docs now to find information on this.

Is the reason they don't like it because it's prone to leaks?

The rent rolls i've been seeing are mere word .docs that could be written out/modified/faked by hand at any time.How do you verify?

Shouldn't I get a doc. from that first asking for earnest money down upon my acceptance?

We tried to get an account & upload the docs they need & you have to be an agent to upload docs.

Have an attorney take care of the loan docs to make sure your protected.

I have an older roof on a house in CA and as long as the tenants are happy leak-free I don't see a reason to re-roof unless it's on the verge of failing.