He gravitated to choosing low life tenants (PM didn't care) & kept the property in very poor condition so the place definitely didn't appeal to a better class of tenant. 

@Erik Baumer Don't be discouraged, but definitely try things differently.

@Lumi Ispas Thank you i will definitely reach out to your lender to see how that works.

But we also have a couple of trailers,  (a 12ft & the other is a 20ft beast).All auto's retired with very high RE miles & usually torn rear seating BUT the Ram is definitely the vehicle of choice & I still rack up 20k miles a year in it.

Home stays are okay in the city limits, but strongly suggest getting educated on the definition of "home stay".  

Definitely a number one priority now.Thank you for your response. 

Definitely a great reminder that everything we post on the internet can be used against us...

Though, 3.5% down definitely helps out a lot in getting into the game quicker, it does carry PMI upfront premium and annual MIP that I'm not sure whether it will help or hurt me in the long run.Any thoughts about this?

if you thought I was indicating that you were definitely mistaken about the Michigan law I was not. 

Definitely not a gentrifying area, in fact this area has been on the decline for a long time.  42nd and post is THE worst area in Indy.