I was young and dumb, and I actually believed I could do it.Long story, but my first deal happened 6 months later, I worked the hell out of that program, scared to death, but got better and better.

Yes I use some other hedges as well.1) Life insurance with minimum death benefit  and close to the MEC limit.

I would have enough money saved $152,602 to stretch out from the age of retirement (65 years) to the average age of death in America (78 years).

Paying off rental income properties is not the path to financial freedom it is a hoarders mentality.You can cut your path to success in half or less by understanding the true value of cash is not allowing it to die a slow painful death as equity. 

IMHO, Illinois is in a death spiral that is largely the result of the one-party progressive system that is well known for its patronage and corruption.

Most people are scared to death of owning rental property.

In most cases, a death won't involve an insurance claim.

Loans are not built on fiat BS, inflated appraisals, and pay option arm negative amortization death marches.

This subject has been flogged to death many times.

I'm making a profit on the rental, not much, but I just worry that one significant event at the property could really take a toll on my personal finances.