I would go for a house hack and utilize some programs that allow you to put little down.

There's an actual real estate college degree; and within the MBA program there's a real estate concentration.Subjects that could certainly fuel an investor's rise to empire besides just accounting and business could be architecture (evaluating structures), psychology (negotiation), economics (noticing trends in a market), statistics (various areas of investing), and there are probably more that aren't popping into my head at the moment.

Checkout TLDR below.I recently came across this article where I read about California's proposed subsidy for housing purchase. https://www.businessinsider.com/california-dream-for-all-program-senate-democrats-new-home-costs-2021-6.

See which ones lend on your target properties and what loan programs they have available.

However, I am currently a college student in a co-op program which determines my employment.

While I appreciate their hustle and many are successful real estate entrepreneurs in their own right, I've never been one to gravitate towards such programs.

All accredited degree programs require structure classes.

We are on forbearance for our home until the end of my Americorps position (I applied to the 10 month Americorps program when the restaurant I was working for shut down for COVID, I earn a small stipend now....) so I don't know if 'buying our second property' should be my goal.Here is what I know: I want to focus on value-add buy-and-hold investments for the primary focus of providing affordable housing.                                

Viraj,There is an Insurance program that offers a Stand-Alone Personal Umbrella policy that will do up to 40 units (3 family = 3 units).  

He recommended applying for the rent certification immediately after closing.Another thing he noted is that the structural integrity must maintain over 70% per the building inspector or the structure must be torn down and not able to build any more units.