Good morning,I am currently looking into a personal loan for debt consolidation in the state of TX (lender doesn't have to be from TX). 

Hello BP, I am writing this today to ask a question about the lender Im currently working with.

Luke, I am not an attorney.

I am looking to purchase my first rental property.

@Joshua Beach I am definitely not an expert in lot splits, but 3.5 years does seem a bit long!

I am a bourbon and whiskey lover but I don't have the money to spend on the expensive stuff yet.

I am already starting to see more activity in the market as the interest rates drop, across my listings and also more of my buyers becoming more active, I am sure this will be a domino effect and eventually cause sales volume to increase across the market as a whole both locally and nationally, DOM to decrease, and create a temporary FOMO in the market if rates drop to quickly.

Am I missing anything else?

@Michael PaywalaI am a multifamily investor located in Greenville SC.Always looking to buy more apartments.Maybe we can meet up when you are in Greenville sometime.Arn

Hi Kathy, Found your post as I am in the process of researching this as well.