Then they gradually get you on the hook and soon you'll be gut-rehabbing the whole place.

The benefits of depreciation, appreciation, interest write off, paydown & cash flow far out weight the 15k I would net from a sale! 

Acceptable forms of proof for your primary residence would be (sort of in order of weight it would carry, but not precise).1. 

Its also heavily weighted towards USA readers so I think its something for a bit further down the line.   

The weighted average broker’s price opinion loan-to-value ratio is 86.84 percentBalbec Capital Group LP 681 loans.  

value depends on whos perception you want to consider because its different for each:- appraisal value - how appraisers will determine value for the purposes of obtaining a conventional loan on a fourunit is mostly weighed towards comparable approach in my experience even though the appraisers notes say "most weight was given towards income approach," Ive seen this hundreds of times- subjective value to you as an investor - each investor has their own criteria similar to what others have mentioned above regarding how "they," look at a value- banks underwriting value - may differ from appraisal value if dealing with local portfolio or commercial lender as they use different metrics to adjust appraisal value or listing price to lend only up to their version of "value,"- Market/selling value what the market will actually contract at for that given property, sometimes guessed by realtors as a BPO or broker price opinion.

Try gradually raising the rent.   

I have read about increasing the rent gradually over time in order to keep the tenants and not have a mass exodus.

The department shall give great weight to the existence of historic tax records or tax parcels in making its determination

I can agree with Kelly that the psychological aspect of carrying DEBT is the HARDEST weight on the shoulders at times.Here's my situation:I'm 26, own my own business have an income that's six-figure+.