Traditional conventional mortgage for an owner occupied property.

Traditionally, banks rely on the analysis of customer financial information from payment flows and accounting records.

If a cash buyer wanted to put his property under with me (property newly renovated), could I flip it to a buyer with a traditional bank loan, or will the bank reject a whole sale contract?

They simply have slightly higher rates than what you would find traditionally.

I know it sounds risky but after reading rich dad poor dad he notes that poor people have 401k in mind that this will be their future to retire. 

I don't have a traditional income (just started a digital company with international clients, and most of my equity is based on stocks), so I don't qualify for regular loans.

If you have no money right now, I would recommend traditionally purchasing it from your Mom, put a small mortgage on it and get some cash back from the mortgage to keep on hand for reserves.Good luck on your journey and do not let this opportunity pass!

.- Current mortgage balance is $249k, payment (w/escrow) is about $1488, estimated current value is $360-380k- I am software developer, recently switched from W-2 to 1099, which prevents me from getting a traditional mortgage for 2 years.I have been considering selling my house and potentially moving further south where the climate is a little warmer.

What if I couldn't secure the full amount to purchase a property and instead could only come up with 20-40 percent; Could I get a traditional loan with a promissory note along with my W2 and credit info? 

Looking for a contractor who can replace siding with traditional wood look.