I go and stay at my STR a few times a year to check in on the property and make updates or repairs where it is needed.

How has the demographic profile of these areas changed over the past few years, and what trends are expected to continue?

After lawsuit, the properties are handled by receivership that's handled by SEC.Now after three years of selling all asset, guess what, all investors are receiving 95% of their money back.

Rent $12 /Year - including All expenses  Current owner spent - significant expenses on repairing HVAC - new condenser, Chiller ,Boiler Elevator Repairs 

Yes, every one of them over the course of 30 years, Why do you ask? 

We have a company there that has been working with our members for over 12 years.

Since the borrower had already signed on for $3 million, this was not an increase to make a deal happen, simply Peerstreet personal operating without any understanding of the loan industry and having no intent to listen to the consultant they hired and paid for.Anyway, Peerstreet made the $4.8 million loan, less than one year later it was in default.  

Is this 3-family free of cap ex for the next five years?

A little about my situation: I am a 33-year-old single mom who has finally gotten her finances in order after getting my Bachelor’s degree in 2022 which allowed me to get a high-paying job with great benefits (401K + matching). 

Think about the last 70 years.