Be careful who you partner with - best not to partner with a person who cannot put "skin in the game" - no matter what skills or other value they say they can bring to the table.

Be careful who you partner with - best not to partner with a person who cannot put "skin in the game" - no matter what skills or other value they say they can bring to the table.

I do some under the table jobs to help get by.

I left $150,000 net dollars on the table that someone else got.

I left $150,000 net dollars on the table that someone else got.

On the contrary there are bills all over the table for rent forgiveness.

Do this for 10 years and you get the table below.  

I would at least do that before bringing any offers to the table to avoid being cut out of the deal.

I typically bring 20% to the table. 

As a side note this is an area where working with small local banks can be a negative as they may not have that depth of knowledge a larger national commercial lender who specializes in such development can bring to the table.