Or is this lender specific?

Elbert Dockery when you say west side, is there a specific area?

Now there are obviously many other ways to find deals and if you want a more detailed approach feel free to PM me and I will give you a more specific ideas based on your more detailed picture of what you want to do. 

Check with your closing attorney for specifics to make sure they know what to do. 

Can you give more details or be more specific on what information your trying to find.    

While I cannot give you a specific figure, I would definitely make sure I had at least a few thousand dollars.

So maybe I have a different clientele?  

County specific and each county may be different.

Any specific phrases or words that would help me on my search?

PM me if you have something specific you are looking for.